A Mortgage In-Principle Calculator provides a rough estimate of how much a lender may be willing to lend based on your income and typical lending criteria (e.g., 4x income for a single applicant, 4.5x for joint applicants). While this tool offers a helpful guide, the actual loan amount you’re offered may vary depending on factors like your credit score and the lender's criteria. For more accurate details and exclusive deals, it's important to speak with a qualified JP Mortgage Consultant. This calculator reflects lending criteria as of December 2024.