Remortgage
At JP Mortgage, our dedicated team is here to make your remortgaging experience simple and stress-free. Whether you're looking to secure a better rate, borrow more against your property, or simply explore your options, we’ll do the heavy lifting for you. From start to finish, we’ll ensure that your application is handled with care and precision, so you can rest easy knowing you’re in good hands. We’re open 7 days a week, ready to discuss your remortgaging needs whenever you are.
Important Notice: Your home may be repossessed if you do not keep up repayments on your mortgage.
How We Work – Navigating the Remortgage Journey
1. What Does ‘Remortgage’ Mean?
A remortgage typically happens when your current deal is ending, or if you want to borrow additional funds against your property. Whether you're looking to get a better rate, release equity, or consolidate debt, JP Mortgage is here to help. With access to over 120 lenders, including high street banks and exclusive options, we’ll find you the best deal that suits your goals and helps you save money. Book an appointment today, and let us take the weight off your shoulders.
2. What’s My Home Worth?
To get started, one of the key things we need to know is how much your property is worth in today’s market. There are online tools that can give you a rough estimate based on recent sales of similar properties in your area. While this isn’t an exact figure, it’s a great place to start.
We’ll guide you through this process and provide advice on the best resources for valuing your property, so you can feel confident moving forward.
3. How Does the Process Work?
When it comes time to remortgage, we understand that it can feel a bit overwhelming—especially when you don’t know where to begin. That’s where JP Mortgage comes in. We’ll take care of all the details and remove any uncertainty, guiding you toward the best solution.
We’ll start by looking at your current mortgage payments and determine what’s affordable for you moving forward. From there, we’ll present a selection of the best deals from our network of lenders, making sure the options we recommend are the right fit for your financial goals.
4. How Much Will It Cost?
At JP Mortgage, we pride ourselves on transparency. That means you won’t face any hidden costs during your remortgage journey. We are for a non refundable Mortgage Broker fee (please refer to our 'service package fees' page for more information) to allow us to represent you and onboard you as as a client. We’ll also keep you informed about any potential additional costs, such as arrangement fees, valuation fees, or legal costs associated with the switch.
If you choose to add any fees to your mortgage balance, keep in mind that you will be paying interest on these amounts as well.
5. Why Use a Broker for My Remortgage?
While it’s possible to remortgage directly with a lender, this can be time-consuming and stressful. You’ll need to research countless deals, manage all the paperwork, and keep track of every detail.
By choosing JP Mortgage, you save yourself time and effort. With access to a wide range of deals from over 120 lenders, we’ll find the best remortgage options for you. We handle all the paperwork, chase up your application, and keep you informed every step of the way, so you don’t have to.
At JP Mortgage, we’re committed to making your remortgaging experience as easy and efficient as possible. Contact us today to start the process, and let us help you secure the best deal tailored to your needs.
