Self Employed
Buying a home or remortgaging can feel uncertain for anyone, but when you’re self-employed, those worries tend to multiply. You might feel like your unique circumstances will make the process more complicated or harder to navigate. Thankfully, it doesn’t have to be that way. At JP Mortgage, we’re here to take the weight off your shoulders and ensure your case is handled with the care and expertise it deserves.
Why Choose JP Mortgage for Your Self-Employed Mortgage?
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Experience with Self-Employed Clients: We understand the complexities of being self-employed and the unique challenges you face when it comes to securing a mortgage. We’ve worked with countless self-employed clients and know how to guide you through the process smoothly.
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Strong Relationship & Trust: We’ll take the time to understand your business and your financial situation. Our strong professional relationship ensures you know exactly what documents are needed and when, making the process easier and more transparent.
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Convenience & Flexibility: We know that running a business leaves little time for anything else. With our online platform, you can upload documents at your convenience and track the progress of your application 24/7. Plus, we’re open 7 days a week to accommodate your busy schedule.
How we work - Navigating Your Self-Employed Mortgage Journey
1. Let’s Take the First Step
The first step is to get to know you and your business. During our initial consultation, we’ll work together to gain a clear understanding of your business operations, how long you’ve been in business, and where you're headed next. Building a strong relationship with you helps us recommend the best mortgage options based on your unique circumstances.
2. Affordability
It’s crucial that your mortgage is affordable both now and in the future. If you have an idea of your net profits, you can use our mortgage calculator to get an estimate of how much you could borrow. This is a great way to kick-start the process and get an idea of your options.
3. Lenders Come in All Shapes and Sizes
While your financial numbers are important, not all lenders focus solely on your accounts. Every lender has their own criteria, and some might take additional factors into account when reviewing your application. This is where working with a broker like JP Mortgage is essential. Our expertise and access to over 120 lenders mean we can quickly match you with the right lender and mortgage product for your needs—saving you time and hassle.
4. Lean on Us
As a self-employed individual, your time is valuable, and managing the mortgage process can feel overwhelming. Let us take the pressure off. Using Ekeeper, our online client platform, you can easily upload documents, track your application, and stay updated at your convenience. We’re here to handle the heavy lifting, so you can focus on your business and enjoy your downtime.
At JP Mortgage, we’re committed to making the mortgage process as smooth and stress-free as possible for self-employed clients. We understand your unique needs and will work closely with you to find the best mortgage solution. Get in touch today to start your journey toward homeownership with a broker who truly understands the self-employed journey.
