TERMS AND CONDITIONS
Welcome to www.jpmortgageplans.co.uk (the "Website"). This Website is operated by JP Mortgage, a trading company under JP Financial Group Limited. By accessing or using our Website, you agree to comply with and be bound by the following terms and conditions (the “Terms”). If you do not agree to these Terms, you must not use this Website.
1. General Information
1.1 JP Mortgage is a trading name of JP Financial Group Limited, registered in England and Wales. Our registered office is located at:
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.
1.2 These Terms govern your use of our services, including but not limited to mortgage advice, financial planning, insurance referrals, and other services provided through this Website.
1.3 Our Mortgage Partners who work with Lenders are authorized and regulated by the Financial Conduct Authority (FCA) .
2. Our Services
2.1 JP Mortgage provides mortgage advice and financial planning services tailored to your individual needs. The information and advice available on this Website are general in nature unless specifically tailored to you through consultation.
2.2 Clients who choose our services are subject to non refundable , payable in advance service fees.
2.3 If your case or circumstances are beyond our remit or workloads, we can refer you to a third party, specialising in the area of expertise required.
3. Eligibility
3.1 By using this Website, you confirm that you are at least 18 years of age and legally capable of entering into binding contracts.
3.2 You agree to provide accurate, up-to-date information when requested, especially when submitting any documentation related to mortgage applications or inquiries.
4. Fees and Payments
4.1 If applicable, you agree to pay all service fees in full and in advance when engaging our services. These fee are clearly outlined at the point of service and at point of purchase and is required before any progress or work on your case begins.
4.2 All service fees are non-refundable from point of purchase.
4.3 Failure to make any payments required may result in the suspension or termination of services.
5. Website Usage
5.1 You agree to use the Website only for lawful purposes and in accordance with these Terms. You must not use the Website:
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In any way that violates any applicable local, national, or international law or regulation.
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To transmit any unsolicited advertising or promotional material.
5.2 You are responsible for ensuring that anyone who accesses the Website through your internet connection is aware of and complies with these Terms.
6. Intellectual Property
6.1 All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of JP Mortgage or our licensors and is protected by intellectual property laws.
6.2 You may not copy, distribute, modify, or use any content from this Website for commercial purposes without our written consent.
7. Limitation of Liability
7.1 JP Mortgage will not be liable for any direct, indirect, or consequential loss or damage arising from the use of this Website or from any services obtained through it.
7.2 While we make reasonable efforts to ensure that the Website is secure and free of bugs or viruses, we do not guarantee this. You are responsible for ensuring your own computer security when using the Website.
8. Third-Party Websites
8.1 The Website may contain links to third-party websites, including partners offering insurance and other financial services. These links are provided for your convenience, and we are not responsible for the content, security, or policies of these third-party websites.
8.2 We recommend reviewing the terms and conditions and privacy policies of any third-party websites before using them.
9. Privacy and Data Protection
9.1 JP Mortgage handles personal data in compliance with our Privacy Policy and the UK General Data Protection Regulation (GDPR). By using our Website, you agree to our processing of your personal data as outlined in our Privacy Policy.
10. Changes to the Terms
10.1 We reserve the right to amend these Terms at any time. Any changes will be posted on this page, and where appropriate, notified to you by email or through notices on the Website.
10.2 Your continued use of the Website following any amendments to these Terms indicates your acceptance of the updated Terms.
11. Governing Law
11.1 These Terms are governed by and construed in accordance with the laws of England and Wales.
11.2 Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact Information
If you have any questions about these Terms, you can contact us at:
JP Mortgage
71-75 Shelton Street,
Covent Garden,
London,
WC2H 9JQ
Alternatively, please use the contact form located on this website.